Hospital Indemnity Insurance

In a nutshell, Hospital Indemnity Insurance is an insurance plan that pays a set amount, whether that is per day, month or visit, in the unfortunate event that you’re required to stay in a hospital. Hospital Indemnity Insurance plans are great for people who have high deductibles on their health coverage, because plans like these will pay you in certain circumstances if you become hospitalized. Hospital Indemnity plans also have the added benefit of reimbursing you while you are satisfying your deductible from your major medical plan.

While the prospect of spending time in the hospital is not exciting, the truth is that Hospital Indemnity Care plans effectively protect you and your loved ones from paying unmanageable sums of money during your stay. Not having to worry about finances allows you to focus on your recovery.

NOTE: This is not intended as a complete description of the insurance coverage offered. Controlling provisions are provided in the policy, and this summary does not modify those provisions or the insurance in any way. This is not a binding contract. A certificate of coverage will be made available to you that describes the benefits in greater details. Should there be a difference between this summary and the contract, the contract will govern.